Industry: Bank/Finance
Location: New York, NY
Salary: $115K-$140K DOE
Visa Sponsor: No
Language: English: Business Level
Detail: Japanese major bank seeks a Credit Risk Officer.
*This role is open to candidates with AVP level experience.
Location: NYC （Manhattan）
Salary: $115K-$140K DOE
＊The salary will be determined based on your experience after the interview process.
Benefits: Health, Dental, PTO,401K, Holiday pay and others
Employment Type: Full-Time
Industry: Financial Services
*This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.
Position Overview
Fully knowledgeable on the day-to-day activities, resolves complex issues where expertise is required to interpret policies, guidelines, and practice. May be considered a subject matter expert for one or more functions or processes. Focus on operational execution and occasional broader planning within areas of expertise. May have direct report subordinate staff
Your Duties and Responsibilities:
●Assist in the enhancement and effective oversight of the Branch’s Risk Management Framework and related risk-control policies and procedures.
●Perform independent loan reviews to evaluate the creditworthiness of the obligor and/ or credit facility and to assign a risk rating to provide an independent periodic and objective assessment of the underlying credit by analyzing financial statements and other external data obtained from external sources.
●Assist in the coordination, preparation, and presentation of the monthly and quarterly credit risk monitoring results at the Credit Portfolio Risk Management Meeting.
●Assist in the preparation of periodic risk monitoring materials for the Head Office Risk Management Department.
●Maintain an advanced level of understanding of credit risk policies/requirements, regulatory expectations and contribute to improving effectiveness and efficiency of the credit risk analysis processes/methodologies.
●Attend GBU’s Focus List Meetings
●Perform other duties and responsibilities as assigned by management.
●Perform ad hoc risk analyses as needed by management
Your Knowledge, Skills, and Abilities:
●Masters degree or its equivalent in statistics or economics or in quantitative discipline.
●CFA/FRM candidate or charter holder desired.
●Proficient in Excel, Word, PowerPoint, Access.
●Modeling understanding and capabilities.
●Strong oral and written communication skills.
●Strong quantitative and computer skills.
Your Qualifications：
●MBA degree in relevant field or its equivalent with at least 5 years of related experience.
●Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access).
●Excellent written and oral communication skills. Demonstrates the ability to effectively collaborate, multitask, problem solve, recommend actions, manage time, and manage employees.
●Accountable for multiple large, complex processes and programs that impact the department and the Americas Division. Develops staff for current and long-term department needs by providing feedback, guidance, and mentorship.
●Strong understanding of the Americas Division business lines, products, and services and a strong understanding of the department discipline, policies, and procedures. Applies advanced knowledge to produce “value-added” results.
●Achieves cost savings through the prudent use of resources. Prevents potential liabilities by ensuring compliance in area of responsibility by training staff to adhere to procedures and regulations.
